Simple, honest pricing
The calculator is free forever. Upgrade only if you want extra firepower to finish faster.
Free
Forever free, no signup
$0
Use calculator- Debt snowball calculator
- Unlimited debts
- Payoff date & interest totals
- Month-by-month schedule
- Balance-over-time chart
- CSV export
Most popular
Pro
For serious debt killers
$3.25/mo
Billed $39/year — save $20.88
- Everything in Free
- Avalanche method + side-by-side comparison
- Save unlimited scenarios
- Branded PDF payoff plan
- Excel export with live formulas
- Extra-payment & windfall simulator
- Goal-date mode ("debt-free by Dec 2027")
- Monthly email progress reminders
- No ads, priority support
Questions
Can I cancel anytime?⌄
Yes. Cancel from your account settings in one click, no questions asked. Your access continues until the end of your billing period.
Is there a free trial?⌄
The free tier is the trial — it's actually useful on its own and never expires. Upgrade only when you want the extras.
What payment methods do you accept?⌄
All major credit cards via Paddle, our payment processor. Paddle handles taxes and refunds for buyers worldwide.
Do you offer refunds?⌄
Yes. 14-day refund, no questions asked. Email us.