Privacy Policy

Last updated: June 9, 2026

The short version

The free debt snowball calculator runs entirely in your browser. Your debt amounts, balances, and rates never leave your device. We can't see them and we don't store them.

What we collect

• Anonymous analytics: page views and basic device info via privacy-respecting analytics, so we know which pages help people.
• Email address (if you sign up for Pro or our newsletter): used only to send your account info and progress reminders.
• Payment info (Pro users): processed by Paddle, our payment processor. We never see your card number.
• Saved scenarios (Pro users): if you choose to save scenarios to your account, they're stored encrypted.

What we don't do

• We don't sell your data. Ever.
• We don't share data with advertisers or data brokers.
• We don't run third-party trackers on the calculator page.

Cookies

We use essential cookies for login and a session cookie for analytics. No advertising cookies.

Contact

Questions? Email hello@debtsnowball.space.